UK Mortgage Rates in December 2024: What Homeowners Need to Know
18 December 2025Current State of UK Mortgage Rates The UK mortgage market is experiencing a period of cautious optimism in December 2024. Mortgage rates edged higher before nudging back down, despite the Bank of England’s decision to hold interest rates at 4.75% on 19 December. This decision follows a November rate cut that brought the base rate […]