HMRC Tax-Free Allowance: Understanding Your Personal Allowance for 2025/26
16 December 2025Why the HMRC Tax-Free Allowance Matters The HMRC tax-free personal allowance is a fundamental component of the UK tax system, determining how much you can earn before paying income tax. For 2025/26, the personal allowance remains frozen at £12,570, a figure that has significant implications for millions of taxpayers across England, Wales, and Northern Ireland. […]