NS&I Premium Bonds Winners: January 2026 Results Announced
Two New Millionaires Start 2026 with Premium Bonds Win
National Savings and Investments (NS&I) has kicked off 2026 by announcing the first Premium Bonds millionaires of the year. The £1 million prize winners are from Suffolk and Berkshire, bringing life-changing news to two lucky bondholders as the new year begins.
The first Premium Bonds £1 million winning Bond number is 570QM451332 held by someone from Suffolk who purchased the winning Bond less than two years ago in February 2024 and holds £50,000. The Berkshire winner earned the £1 million jackpot with the number 377PG290829 – they’ve held £50,000 since December 2019. These wins demonstrate that both recent and long-term bondholders have equal chances of success.
More Than Six Million Prizes Distributed
The January 2026 draw has brought joy to millions of savers across the United Kingdom. In the January 2026 draw, over £406 million will be paid to Premium Bonds holders through more than six million prizes. Beyond the two jackpot winners, 77 won £100,000, over 150 scooped £50,000 while more than 300 received £25,000 each.
Remarkably, one of the Premium Bonds owners that won £100,000 has just £4,400 in total holdings and secured the winnings with a Premium Bond bought in October 2025, proving that substantial prizes can be won with modest investments.
Unclaimed Prizes and How to Check
Despite the excitement surrounding winners, many prizes remain unclaimed. The government-backed savings provider says there are currently 2,695,399 prizes worth more than £112 million that haven’t been claimed. This highlights the importance of regularly checking Premium Bonds holdings.
Bondholders can easily verify whether they’ve won by using several methods. Bond holders can check if they have won prizes ranging from £25 to £100,000 the day after the first working day of each month by using the Premium Bonds prize checker app, visiting the NS&I website, or by asking Alexa.
The Significance for UK Savers
Today, over 24 million customers save with NS&I, making Premium Bonds one of the UK’s most popular savings products. Since the first draw, in June 1957, almost £40 billion worth of prizes have been paid out, demonstrating the long-standing appeal of this unique savings option.
However, experts advise patience. Research shows Premium Bond holders wait an average of 3.5 years before they win a penny, and the odds are skewed towards those with the biggest holdings: 94 per cent of jackpot winners held over £10,000. The current prize fund rate stands at 3.60%, with odds remaining at 22,000 to 1.
For those holding Premium Bonds, the message is clear: check your holdings regularly and ensure your contact details are up to date with NS&I to avoid missing out on potential winnings.